Purpose of This Notice
This notice is provided in compliance with Title V of the Gramm-Leach-Bliley Act (GLBA) to inform you of our privacy policies and practices concerning your nonpublic personal information (NPI). Below is a detailed explanation of what this notice entails:
Collection of Information
We collect your nonpublic personal information from various sources, including but not limited to:
- Applications or forms you submit to us.
- Transaction records maintained by us, our affiliates, or other entities.
- Consumer reporting agencies that provide relevant data.
- Information from other parties involved in your transactions, such as real estate agents or lenders.
Disclosure of Information
We may share your nonpublic personal information under circumstances permitted by law. This includes sharing with:
- Affiliates within our organization.
- Nonaffiliated third parties, including:
- Financial service providers, such as banking institutions, consumer finance companies, securities firms, and insurance providers.
- Non-financial companies, for services like marketing, envelope stuffing, or other fulfillment processes.
Important Note: We do not disclose any nonpublic personal information for purposes not specifically authorized by law.
Legal Assurance
Your privacy is a priority. We comply fully with legal requirements to ensure your information is only used as permitted.
Safeguards
To protect your nonpublic personal information, we implement:
- Access controls, ensuring only necessary employees can access your information.
- Physical, electronic, and procedural safeguards that adhere to federal standards.
This notice is designed to keep you informed about how we handle your personal information, ensuring transparency, security, and compliance with legal requirements.